Re-mortgaging has become very popular in recent years. Competition from Lenders has increased, leading to a wide range of competitive UK re-mortgage products.
We will review your mortgage, any insurances you have and take account of any changes to your personal circumstances allowing you to re-negotiate other competitive products and saving you £££ at the same time. Our main aim is to get rid of your mortgage as quickly as possible
By constantly taking advantage of this service you can greatly reduce the overall interest you pay out during the term of your mortgage and put more money back into your own pocket every month.
If you already have a mortgage you could consider releasing part or all of the equity in your property, this is the difference in value between your mortgage and the property’s current market value. This could be that dream extension you have always wanted, or that showroom kitchen you have seen on the TV.
It is always important to remember that each individual’s and circumstances are different, so your decision should be based on these factors as well as the benefits of each financial product but as always we will go through all of the option with you.
Remember that your home may be at risk if you do not keep up repayments on any loan secured on it.
You may have to pay an early repayment charge to your existing lender if you remortgage.